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What In-Home Care Costs in Greater Cleveland

Ohio median hourly rates for home care and home health, and the point where a community becomes cheaper.

HomeCosts & PayingWhat In-Home Care Costs in Greater Cleveland
Short answer

The 2025 CareScout survey puts the Ohio median for a non-medical caregiver at $34 an hour. Skilled private duty nursing at home runs about $100 an hour, or $85 per visit. The published 'home health aide' monthly figure is unreliable for budgeting full-time care; see the caveat below.

The crossover math

At the Ohio median of $34 an hour, in-home care costs roughly:

Hours per weekApproximate monthly cost
10 hoursabout $1,470
20 hoursabout $2,950
40 hoursabout $5,900
60 hoursabout $8,850
168 hours (around the clock)about $24,700

Calculated from the published Ohio median non-medical caregiver rate. Actual Cleveland-area rates vary, and most agencies have minimum shift lengths that raise the effective cost of short visits.

CareScout's Ohio 'home health aide' figure ($433 a month) is far lower than its 'homemaker services' figure ($6,483 a month) and lower than the hourly non-medical caregiver rate would suggest for full-time care. This is a real, published state median, not a transcription error, but it should not be read as the cost of full-time in-home care; CareScout itself has begun merging homemaker and home health aide reporting into a single 'non-medical caregiver' hourly category ($34 an hour in Ohio, $35 nationally) going forward, precisely because these older category definitions were inconsistent. For budgeting full-time in-home care, use the hourly non-medical caregiver rate multiplied by expected weekly hours, not the home health aide line.

The published Ohio assisted living median is $6,103 a month. So somewhere between thirty and forty hours a week of in-home care, the arithmetic starts favouring a community — and around-the-clock home care costs several times what assisted living does.

That said, arithmetic is not the whole decision. Staying home has real value that does not show up in a table, and a spouse who is already providing care may be covering far more than the paid hours suggest. The number is a starting point for the conversation, not the answer to it.
What senior care costs. The Ohio median is $6,103 a month for assisted living and $10,389 for a private nursing room. No Cleveland-specific median is published by any primary source, and no median exists for memory care anywhere in Ohio. Read the full explanation →

Questions Cleveland families ask

What are Ohio's income and asset limits for nursing home Medicaid in 2025?

As of 2025, the income limit for a single applicant is $2,901 per month, 300 percent of the SSI federal benefit rate, and the asset limit is $2,000 for a single applicant or $3,000 combined for a couple where both need care. A community spouse can keep between $31,267 and $148,620 in countable assets under the Community Spouse Resource Allowance. These figures adjust annually and should be confirmed with the Ohio Department of Medicaid or an elder law attorney.

How do I actually apply for Medicaid long-term care coverage in Ohio?

Applications go through the Ohio Department of Medicaid at benefits.ohio.gov, or families can contact the Area Agency on Aging serving their county for help with a waiver assessment and to get on any relevant waiting list. Applicants need to meet both the nursing-facility level-of-care clinical standard and the state's non-MAGI financial eligibility rules.

What is Medicaid Estate Recovery in Ohio, and can the state take my parent's house?

Ohio's Medicaid Estate Recovery Program (MERP) is a federally required program that recovers certain Medicaid long-term care payments from a deceased recipient's estate, for recipients 55 or older or of any age if permanently institutionalized. Ohio is an "expanded recovery" state, meaning assets passing outside probate, like transfer-on-death deeds or joint survivorship property, can be subject to recovery too. Recovery is delayed while a surviving spouse, minor child, or blind or disabled child lives in the home, and hardship waivers are evaluated case by case.

Does Ohio Medicaid pay for room and board in assisted living?

No. The Assisted Living Waiver pays only for personal care and supportive services delivered by the facility's staff; room and board is the resident's own responsibility, capped at the SSI federal benefit rate minus a $50 personal needs allowance. This is true across Ohio's long-term care Medicaid programs: PASSPORT and MyCare Ohio also do not cover room and board in any residential setting.

How much does assisted living cost in Ohio in 2025?

According to the 2025 CareScout Cost of Care Survey, the Ohio statewide median for an assisted living community is $6,103 a month ($73,230 a year), close to the 2025 national median of $6,200 a month. CareScout does not publish a separate Cleveland or Cuyahoga County figure, so this is a statewide median, not a local one.

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